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1400 E. Southern Avenue, Suite 650, Tempe, AZ 85282

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480.998.1819

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Wealth Management for a
Secure Financial Future

At Biltmore Wealth Management, our team works closely with you to build personalized wealth management plans that reflect your lifestyle and bring you closer to your goals.

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The Biltmore Difference

The distinguishing factor of the Biltmore process is our high-touch, selective approach to the client/advisor relationship. We believe in a measured, goal-based investment process rather than a market-driven wealth management strategy. As a boutique Registered Investment Advisory firm, we maintain the independence to tailor our proprietary portfolio models to meet our clients’ individual goals and objectives.

What’s Possible

What if you lived your most inspired life? Your most meaningful life? What if every day you challenged yourself to live your dreams and a life of great meaning? What a difference that would make for you and the world!

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Wealth Management For Every Stage

Financial Planning

Evaluate and analyze your current financial situation and develop recommendations to bring you closer to
your long-term goals. We seek to establish a long-lasting relationship with you by maintaining the highest
standards of quality, professionalism and integrity

Retirement Planning

Determine sources of income, track current and future expenses, and manage existing assets. Whether you
are nearing retirement or planning for the future, our custom financial planning process will be used to determine
your retirement goals and create your personal retirement road map

Investment Management

Identify a customized investment portfolio to meet your financial and personal goals. Portfolio models are designed and directed by Biltmore’s portfolio management team.

Cash Management

Educate and inform, and take the time to understand and explain your personal financial situation.
Income is one of the most effective means of building wealth. We give you the tools to ensure that every dollar
earned is maximized to its fullest potential

Advanced Planning

Protect your legacy and ensure that your wealth lives on. Planning for the next generation is a powerful tool.
Preserving wealth allows you to make a significant impact on the future lives of family members, influence the
longevity of meaningful institutions, and continue your support of charitable causes

Build Your Legacy

Provide for your family now and in the future. Give them the safety and comfort needed to build on their own hopes and dreams.

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Discover How We Can Help
You Achieve Your Goals

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    Contact

    We look forward to hearing from you

    480.998.1819
    info@biltmorewealthaz.com
    Biltmore Wealth Management
    1400 E. Southern Avenue,
    Suite 650, Tempe, AZ 85282

    Disclosure | Form CRS | © 2021 Biltmore Wealth Management, LLC. All rights reserved.

    Look us up here| SEC Investment Advisor Public Disclosure Search Form

    Form CRS

    Biltmore Wealth Management, LLC
    Form CRS –Client Relationship Summary February 2022

    Introduction

    Our firm, Biltmore Wealth Management, LLC, is an investment adviser registered with the Securities and Exchange Commission. We feel that it is important for you to understand how advisory and brokerage services and fees differ in order to determine which type of account is right for you. There are free and simple tools available to research firms and financial professionals at www.investor.gov/CRS, which also provides educational materials about investment advisers, broker-dealers, and investing.

    What investment services and advice can you provide me?

    We are a registered investment adviser that offers investment advisory services to retail investors.Our advisory services includeInvestmentManagement.If you open an advisory account with our firm, we’ll meet with you to understand your current financial situation, existing resources, goals, and risk tolerance. Based on what we learn, we’ll recommend a portfolio of investments that is monitored at least quarterly, and if necessary, rebalanced to meet your changing needs, stated goals and objectives. We’ll offer you advice on a regular basis and contact you at least annually to discuss your portfolio.

    Our agreement designates that we are allowed to buy and sell investments in your account without asking you in advance (“discretion”). Certain legacy clients have agreements in place that allows us only to buy and sell investments in your account after receiving your permission (“non-discretion”), however, we longer open new client accounts on a non-discretionary basis. If you have anon-discretionary relationship with our firm, you make the ultimate decision regarding the purchase or sale of investments. Any limitations will be described in the signed advisory agreement. We will have discretion or non-discretion until the advisory agreement is terminated by you or our firm.

    We do not restrict our advice to limited types of products or investments.

    Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging us.

    Additional information about our advisory services is located in Item 4 of our Firm Brochure, which is available online at https://adviserinfo.sec.gov/firm/summary/151365

    What fees will I pay?

    You will be charged an ongoing quarterly fee based on the value of the investments in your account. Our Investment Management service fee schedule ranges from 0.80% to 1.35% depending on the value of the investments in your account. The more assets you have in your advisory account, the more you will pay us. We therefore have an incentive to increase the assets in your advisory account in order to increase our fees. The amount you pay will depend, for example, on the services you receive and the amount of assets in your account. Our firm’s fees will be automatically deducted from your advisory account, which will reduce the value of your advisory account.

    The broker-dealer that holds your assets may charge you a transaction fee depending on the security type when we buy or sell an investment for you. The broker-dealer’s transaction fees are in addition to our firm’s fees for our Investment Management service.

    You may also pay charges imposed by the broker-dealer holding your accounts for certain investments and maintaining your account. Some investments, such as mutual funds, index funds, and exchange traded funds charge additional fees that will reduce the value of your investments over time.

    You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying.

    Additional information about our fees is located in Item 5 of our Firm Brochure, which is available online at https://adviserinfo.sec.gov/firm/summary/151365.

    What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and what conflicts of interest do you have?

    When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here are some examples to help you understand what this means:

    Our firm’s financial professionals include licensed insurance agents who sell insurance products for a commission. They have an incentive to recommend insurance products to you in order to increase their compensation.

    Additional information about our conflicts of interest is located in Item 10 of our Firm Brochure, which is available online at https://adviserinfo.sec.gov/firm/summary/151365.

    How do your financial professionals make money?

    Our financial professionals are compensated based on the revenue our firm earns from their advisory services or recommendations, the amount of client assets they service, and the time and complexity required to meet a client’s needs.

    Do you or your financial professionals have legal or disciplinary history?

    No, our firm and financial professionals do not have any legal and disciplinary history to disclose. Visit Investor.gov/CRS for a free and simple search tool to research our firm and our financial professionals.

    Additional Information

    You can find additional information about our firm’s investment advisory services on the SEC’s website at www.adviserinfo.sec.gov by searching CRD #151365. You may also contact our firm at 480-998-1819 to request a copy of this relationship summary and other up-to-date information. 

    Questions to Ask Us: 

    • Given my financial situation, should I choose an investment advisory service? Why or why not? 

    • How will you choose investments to recommend to me? 

    • What is your relevant experience, including your licenses, education and other qualifications? What do those qualifications mean? 

    • Help me understand how these fees and costs may affect my investments. If I give you $10,000 to invest, how much will go to fees and costs and how much will be invested for me? 

    • How might your conflicts of interest affect me, and how will you address them? 

    • As a financial professional, do you have any disciplinary history? 

    • For what type of conduct? 

    • Who is my primary contact person? 

    • Is he or she a representative of an investment adviser or a broker-dealer? 

    • Who can I talk to if I have concerns about how this person is treating me? 

    Max Rossiter

    AAMS® Financial Advisor

    Max Rossiter is a native of Gilbert, AZ and a recent graduate of Arizona State University where he earned a Bachelor of Arts degree in Public Service and Public Policy from the W.P. Carey School of business. He comes to the team as a Financial Advisor Associate, focusing on providing financial guidance for the professional and private clients.

    Max started his college career at Central Arizona College (CAC) where he played baseball for two years while earning his associates of business degree. During his career as a Central Arizona Vaquero, he received many honors including being named First Team All-Region, First team All-conference, and ACCAC Defensive Player of the Year. He was also named to the JuCo All-Star Team and NJCAA Team USA. In 2011, Max was named Central Arizona Student-Athlete of the Year and led CAC to two conference titles. His sophomore season they made it to the JUCO World Series where they finished runner-up.

    Max went on to play baseball at Arizona State University where he served as the starting catcher and was named team captain his senior season. During his career as a Sun Devil he was named Pac-12 All-Conference honorable mention twice and Pac-12 All-Academic Honorable Mention.

    Max was chosen by the Tampa Bay Devil Rays and the Pittsburgh Pirates in the 2011 and 2012 Major League Baseball drafts respectively. However, he decided to forgo his professional career and continue to attend school. In 2013, after his senior year he was drafted by the Pittsburgh Pirates in the 15th round. Although he loves the game, his baseball career came to an end as his wanted to pursue other interests and begin his career in the financial industry.

    Max looks forward to bringing his skills and dedication from on the field into the office and knows his passion for the game will transcend to wealth management benefiting not only professional athletes but the private client as well.

    Jodi Jones

    Operations Manager

    Jodi is originally from Redlands, California. She moved to Arizona in 1996 after receiving her Bachelor of Arts degree in Psychology from the University of Redlands. Her first job out of college happened to be as a receptionist at a small Broker/Dealer in Phoenix, and her interest in the world of finance was born. From receptionist, she moved on to larger firms and earned various securities licenses, working in Customer Service, Operations, Compliance, and finally, Trading.

    Jodi took a step back from the business in 2005 when her son Zachary was born. Since then, her career path has shifted dramatically. In 2010 she became certified as a Registered Yoga Teacher and has been teaching yoga ever since.

    Jodi is a huge sports fan and is passionate about health and fitness (yoga in particular!). She enjoys spending time with her husband Ted and their son, attending sporting events, and traveling.

    Tim Carpenter

    Co-Founder & Portfolio Manager

    Tim Carpenter started his financial career with Dean Witter 30 years ago. Tim serves as the Portfolio Manager and cornerstone of our Biltmore Wealth Management team. Tim’s primary focus on portfolio management provides a breadth of expertise and knowledge that enables the firm to manage risk and achieve financial goals for our clients.

    Tim was born and raised in Hammond, Indiana. He attended Vincennes University where he received his Airframe and Power Plant (A&P) certification from the United States Federal Aviation Administration. He graduated with a degree in Aviation Maintenance Technology. He’s also completed course work at Eastern Michigan University (math & science), Harper College (equity technical studies), Arizona State University (Aerospace Engineering) and the University of Pennsylvania, Wharton College (Certified Investment Management Analyst (CIMA) 1989-1996). Tim worked as a supervisor for Republic Airlines (now Delta Airlines) in MRO (Maintenance, Repair and Overhaul) for ten years.

    As Portfolio Manager Tim and the Biltmore team have been and are the primary advisors to many individuals and corporations in various industry sectors. They include but are not limited to: Aerospace, Information Technology, Communications, Professional Sports, and Non-Profit Organizations.

    Tim resides in central Phoenix with his wife Karen. They have 5 children and 5 grandchildren. He enjoys spending time with Karen and the children at various family functions, being out on the links, and traveling. He is an instrument rated pilot, certified SCUBA diver, plays classical guitar and is a member of the Aircraft Owners and Pilots Association (AOPA).

    Kevin Sweeney

    Co-Founder & CFP®

    Kevin is a native of Buffalo, NY, a graduate of Mercyhurst College (Erie, PA), and has been advising individual investors since 1999. Kevin focuses on providing financial strategies to the professional athlete.

    While attending Mercyhurst College on a baseball scholarship, Kevin earned a bachelor’s degree in Finance. He was named All-Region three times and NCAA Division II All-American his junior season. Kevin also participated in the Cape Cod Summer College League for two seasons with the Harwich Mariners.

    Upon graduation, the Arizona Diamondbacks drafted Kevin in the 29th round. He played three seasons with the D-backs organization as an outfielder. While leading the minor leagues with a .424 batting average, he was named Pioneer League MVP his rookie season. Over the next two seasons, injuries would hamper Kevin’s offensive progress and soon ended his promising baseball career. During the off-season, Kevin had worked as a Personal Banking Consultant for Bank One where he discovered an ambition and passion to support other professional athletes with their financial needs. Using the same methodical approach he relied on while playing, Kevin dedicates himself to helping athletes build and maintain wealth for life during and after baseball.

    Kevin resides in Phoenix with his wife Michelle and their two beautiful children Caleb and Caroline. Kevin is still active in the baseball community as a high school coach and is a member of the Association of Professional Ball Players.

    Disclosure
    Biltmore Wealth Management, LLC (“Biltmore”) is registered with the U.S. Securities and Exchange Commission, located in Scottsdale, Arizona. Biltmore and its representatives are in compliance with the current filing requirements imposed upon registered investment advisers by those states in which Biltmore maintains clients. Biltmore may only transact business in those states in which it is registered , or qualifies for an exemption or exclusion from registration requirements. Biltmore’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Biltmore’s web site on the Internet should not be construed by any consumer and/or prospective client as Biltmore’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Biltmore with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Biltmore, please contact the SEC or the state securities regulators for those states in which Biltmore maintains a notice filing. A copy of Biltmore’s current written disclosure statement discussing Biltmore’s business operations, services, and fees is available from Biltmore upon written request. Biltmore does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Biltmore’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

    Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Biltmore), will be profitable or equal any historical performance level(s).

    Certain portions of Biltmore’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of , and/or provide access to, Biltmore’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Biltmore, or from any other investment professional. Biltmore is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting, or tax advice.

    Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Biltmore is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Biltmore by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Each client and prospective client agrees, as a condition precedent to his/her/its access to Biltmore’s web site, to release and hold harmless Biltmore, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Biltmore.

    IMPORTANT NOTICE
    You are now leaving the Biltmore Wealth Management Website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) Website.

    Schwab is a registered broker-dealer, and is not affiliated with Biltmore Wealth Management or any advisor(s) whose name(s) appears on this Website. Biltmore Wealth Management is independently owned and operated. Schwab neither endorses nor recommends Biltmore Wealth Management. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Biltmore Wealth Management under which Schwab provides Biltmore Wealth Management with services related to your account. Schwab does not review the Biltmore Wealth Management Website(s), and makes no representation regarding the content of the Website(s). The information contained in the Biltmore Wealth Management Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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